Understanding the Market
What is it
When your application for a rental property is accepted and your documents are submitted, the real estate agent is required to perform a tenant check. This process involves verifying that you are not on any sanctions lists and checking if you have any significant debts in the Netherlands, such as unpaid mortgages. Additionally, your documents will be analyzed using specialized software to confirm their authenticity. It's crucial not to modify your documents with software like Adobe Acrobat, as this could raise red flags during the verification process.
Privacy
The good news is that the majority of applicants have nothing to worry about concerning tenant checks. Even if a debt is detected, the real estate agent doesn't get detailed information; they only see a general warning (indicated by a red or yellow light), leaving the decision to discuss any potential issues up to the tenant.
What if Red or Yellow Warning?
If a tenant check returns a red or yellow warning, the real estate agent will typically ask the tenant to clarify the issue. In many cases, these warnings result from errors in the system and can be resolved through further discussion.